Stripe Fee Calculator
Estimate Stripe-style card processing costs, amount received, effective fee rate, and profit without saving inputs to a server. Inputs stay in your browser and are not sent to a server.
What this calculator does
Estimate card processing deductions from a sale amount.
Compare Stripe against the other MVP seller platforms using the same sale assumptions.
Gross up a target received amount with reverse fee mode.
How seller fees are usually calculated
Card processors often use a percentage fee, a fixed fee, or both.
International cards, currency conversion, payment method, disputes, and custom pricing can affect the final charge.
Stripe pricing can differ by country, product, contract, and payment method, so unverified rules are not treated as official.
Formula explanation
Estimated amount received = gross sale amount - processing fees. Profit mode then subtracts product cost, shipping cost, and ad cost.
Reverse fee mode estimates the customer charge needed to reach a target received amount. Platform comparison mode applies the same sale inputs across PayPal, Stripe, Etsy, and eBay.
Example calculation
Sample only: with a 100.00 customer payment and a reviewed custom fee amount of 3.00, the estimate shows 97.00 received before operating costs.
Sample values are for explaining the math only. They are not official platform fee rates.
Try USD 100.00 as customer pays, then add shipping charged, product cost, shipping cost, ad cost, and a reviewed custom fee amount if you have one.
Custom fee override
Use custom fee override if your Stripe dashboard or official pricing page gives you a specific fee amount for the sale you want to model.
If the selected source data has not been manually verified, the result card shows “Fee data requires manual review.” In that case, custom override is the safest way to model a fee you have checked yourself.
Use your own fee rate if you have a current platform fee schedule. Unverified fee data is not presented as confirmed.
Source status
Fee data requires manual review before any rate should be treated as verified.
Last reviewed date: 2026-05-17
Assumptions
- Amounts are shown in USD.
- Sales tax is not treated as verified platform fee data.
- Domestic buyer examples assume the buyer country remains United States unless you change it.
- No Stripe US fee values have been manually verified from the official source yet.
- Use custom fee override until rates are reviewed.
FAQ
How are seller fees calculated?
Stripe fees are usually estimated from the gross sale amount, fixed charges, optional international or conversion charges, and any custom fee amount you enter.
Why can the actual fee differ from this estimate?
Actual fees can differ because platforms may use account-specific pricing, card type, buyer location, category, dispute, refund, tax, subscription, promotion, or custom pricing rules.
Does this calculator include international fees?
International fees depend on card origin, seller country, and pricing terms. The calculator only applies them when reviewed data is available or when you enter a custom fee amount.
Does this calculator include currency conversion?
Currency conversion is not assumed by default. Add a custom fee amount if your Stripe transaction includes conversion or cross-border charges you have verified.
Does this calculator include VAT or sales tax?
sales tax is not treated as verified fee data for United States. Do not use the result for US tax filing. Confirm sales tax and income reporting with official sources or a qualified professional.
Can I enter my own custom fee rate?
You can enter a custom fee amount with the custom fee override toggle. If you prefer to model a rate, calculate that fee amount from your checked rate first, then enter the amount.
Is this website affiliated with PayPal, Stripe, Etsy, or eBay?
No. This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform.
Should I use this result for tax filing?
No. Do not use this result for tax filing. Use official sources or a qualified professional for tax, accounting, and legal decisions.
Related calculators
Use Reverse Fee mode to estimate how much to charge, or Compare platforms mode to review the same sale assumptions across the MVP seller platforms.
Disclaimers
Estimate only. Actual fees may vary by account type, country, payment method, card type, currency conversion, refunds, disputes, taxes, promotions, subscriptions, or custom pricing.
This website is not affiliated with, endorsed by, or sponsored by PayPal, Stripe, Etsy, eBay, or any other platform. Platform names are used only to identify the fee calculator.